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This book is a viable attempt to contribute to the field of management strategies of the rural financial services delivery which is useful in improving farmers’ household income.
in addition, the content of this book is not only a tool in novice researchers on rural financial services delivery in arild lands alone but also it is crucial to the financial managers who are managing banks of affection (VICOBA).
More or less, this book provides a clear understanding regarding provision of rural financial services in central zone Tanzania.
On top of that, the present book intends to make contributions on the factors that influence sustainability of the rural financial services delivery significantly at Itiso ward.
This book is suitable not only to students but also to teachers and community at large for conceptulizing and gaining more understanding about ways and appropriate techniques to sustain thier banks of affection (VICOBA).
Mwenda holds an Msc Fin, Bachelor Degree in Development Finance and Investment Planning and Postgraduate Diploma in education.
He currently work as a freelancer, providing consultancy services on research proposal and thesis development.
He also teachers Business studies and Economics.
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