Impact of Microfinance Bank Loan on Aquaculture Development, Nigeria

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Farmers Credit in Aquaculture Development

Book examines the impact of microfinance loan on aquaculture development in Ogun state of Nigeria, using multistage stratified random sampling technique to select eighty fish farmers, structured interview guides were used to elicit information from the fish farmers and the data collected were analyzed using descriptive and budgetary statistics.

Result showed a mean age, secondary education, an average household size of 5 persons, their vast experience in fish farming has been a facilitating factor in productivity improvement.

Problems discovered in their operation were lack of sufficient fund, high cost of feeding, poor marketing channels, insufficient access to micro-credit facilities and other support service by microfinance agents.

Hypothesis result showed that there was no significant difference between the revenue, source of information, use of microfinance loan and socio-economic characteristics of the beneficiaries and non-beneficiaries, while there is a significant relationship between constraints faced, and use of microfinance loan by fish farmers.

Impacts are increased the revenue of the farmers, reduced rural-urban migration, increased yield and generates employment.

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