Assessment of Credit Risk Management

34,10 €

35,90 €


Frais d'envoi limités à 4,90 € pour la France métropolitaine quel que soit le nombre d'articles. Délai de livraison : 2 à 5 jours.
Livraison dans le monde entier.

Policies and Practices in Nib International Bank

Credit risk is the potential loss by a lender, from the refusal or inability of the borrower/counter party to pay what is owed in full and on time, by way of expected payments.

This failure to repay loan results in the lender incurring losses from bad debt which negatively affects their bottom-line, a situation, which may lead to the collapse of banks, withdrawal of license by the regulator as well as tarnishing the reputation of these organizations.

The goal of credit risk management is to maximize a bank‘s risk adjusted rate of return by maintaining credit risk exposure within acceptable parameters.

More than 70 percent of a bank‘s balance sheet generally relates to credit risk and hence considered as the principal cause of potential losses and bank failures.

Time and again, lack of diversification of credit risk has been the primary culprit for bank failures.

The dilemma is that banks have a comparative advantage in making loans to entities with whom they have an ongoing relationship, thereby creating excessive concentrations in geographic and industrial sectors.

Plus de détails

Envoi en courrier suivi.
Livraison sous 2 à 4 jours en France et dans le monde entier.
Programme de fidélité
Votre panier totalisera 3 points fidélité vous offrant lors de votre prochain achat une réduction de 1,50 €
Avis clients
Soyez le premier à partager votre avis sur ce produit