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The study showed that policy and legislation are regarded as major factors in human settlement development.The two create either an enabling or cripling environment for actors to participate effectively in incremental development approach.Housing and social amenities development is difficult to initiate and often remains incomplete without appropriate infrastructure.The study also revealed that the incremental development approach was adopted to condone the situation that was created by Operation Restore Order where people were left homeless after the clean up campaign in urban areas of Zimbabwe.The study revealed that housing finance was the major problem hampering provision of housing in urban Zimbabwe and therefore public - private partnerships could play an important role to solve this challenge.
Hope Nevhunjere is a former student in the Department of rural and urban planning at the University of Zimbabwe.She holds a Bsc Honours in Rural and urban planning.She is interested in researching on urban housing issues.
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